Takaful Ikhlas
General Berhad

Takaful Ikhlas motor takaful covers third-party bodily injury or death, third-party property damage, and — for comprehensive plans — loss or damage to your own vehicle due to accident, fire, or theft. Comprehensive certificate holders also receive complimentary 24-hour Bantuan IKHLAS Road Assist, including accident towing and roadside assistance. Coverage details vary by plan — compare Takaful Ikhlas quotes alongside other providers on PolicyStreet to find what suits your needs.

Both Takaful Ikhlas and conventional car insurance provide the same core coverage and are valid for road tax renewal in Malaysia. The key difference is the operating model: conventional insurance works on a risk transfer basis, while takaful is Shariah-compliant and based on mutual risk-sharing among participants. Takaful Ikhlas is regulated by Bank Negara Malaysia under the Islamic Financial Services Act — compare quotes on PolicyStreet using your car plate number and IC.

If youre involved in an accident, file a police report first, then notify Takaful Ikhlas as soon as possible. Call the 24-hour Bantuan IKHLAS Road Assist hotline at 1800-88-1186 for towing and emergency assistance, then send your car to a Takaful Ikhlas panel workshop — the operator settles directly with the workshop so no upfront payment is needed. If you purchased your certificate through PolicyStreet, our team is also available on WhatsApp at 018-282 2320 for claims guidance.

When purchasing Takaful Ikhlas car insurance through PolicyStreet, you can enhance your coverage with optional add-ons such as windscreen coverage, special perils (flood and storm damage), additional named driver, and legal liability to passengers. Available add-ons may vary — youll see the full list during the quote process on PolicyStreet.