Question 1

Does standard EV car insurance cover the charging cable and portable charger?

Accepted Answer

No. Charging cables and portable chargers are usually considered as EV car accessories. If these items are important to you, check whether they are covered under your EV car insurance or need to be purchased separately as add-ons before proceeding with renewal.

Question 2

Does EV car insurance cover battery damage caused while charging?

Accepted Answer

Depends on the cause of the damage and your policy coverage. For example, damage caused by an insured event is usually covered, while faults related to defective charging equipment, user negligence, and gradual wear and tear may fall outside standard coverage. Always check your policy terms before making an insurance claim.

Question 3

Can I renew EV car insurance that is still under a manufacturer’s warranty?

Accepted Answer

Yes. A manufacturer’s warranty and car insurance serve different purposes. The warranty generally covers eligible manufacturing defects, while car insurance protects against insured risks such as accidents, theft, and fire.

Question 4

Does EV car insurance cover theft of the entire vehicle?

Accepted Answer

Yes, car theft or factory-fitted parts is generally covered under comprehensive car insurance, subject to the terms and conditions of the policy. However, personal belongings and aftermarket parts may not be included in the coverage.

Question 5

Will my EV car insurance cover towing if the car runs out of battery?

Accepted Answer

Depends. Towing or roadside assistance benefits may be available through selected insurers, but coverage for an out-of-charge EV battery can vary. Check whether your policy includes EV-specific roadside assistance before purchasing.

Question 6

Can I choose any workshop to repair my EV after an accident?

Accepted Answer

Not necessarily. Your insurer usually requires repairs to be carried out at an approved or panel workshop, particularly where specialised EV repair facilities are involved. Contact your insurer first before sending your EV for repairs.

Question 7

Is EV car insurance compulsory in Malaysia?

Accepted Answer

Yes. Just like petrol and diesel cars, EVs must have a valid car insurance before you can renew your road tax and legally drive on Malaysian roads.

Question 8

Are EV accessories and modifications covered by car insurance?

Accepted Answer

No, only factory-fitted parts are covered by your EV car insurance. This means aftermarket parts such as upgraded wheels and body kits may need to be declared to your insurer before they can be covered.

Question 9

Can I add extra coverage after purchasing my EV car insurance?

Accepted Answer

Yes. You can add optional coverage or add-ons to an active EV car insurance policy mid-term, such as home wall chargers, portable charging cables, or EV battery protection. You will need to contact your insurance provider or agent, declare the new item or requested coverage, and pay a prorated additional fee.

Question 10

What should I check before buying EV car insurance in Malaysia?

Accepted Answer

Before buying an EV car insurance, you should check the coverage for your EV battery and electrical components, theft, fire, flood, and other risks, as well as exclusions, excess, approved workshops, and roadside assistance. This helps you choose a policy that matches how you actually use your EV.

Question 11

Do EV owners still get to enjoy EV road tax holiday in Malaysia?

Accepted Answer

No. Malaysia’s EV road tax exemption ended on 31 December 2025, with EV road tax applicable from 1 January 2026 based on the vehicle’s motor output.

Question 12

Does fully imported EVs still get to enjoy import and excise duties exemption in Malaysia?

Accepted Answer

No. The full import and excise duty exemptions for imported Completely Built-Up (CBU) EVs has expired on 31 December 2025. Starting 1 July 2026, new CBU EVs must now meet a minimum CIF value of RM200,000 and 180 kW power output.

Question 13

Which insurance providers can insure EVs in Malaysia?

Accepted Answer

Several insurance providers offer EV car insurance in Malaysia, including Allianz, Generali, and Zurich Takaful. Coverage and eligibility may vary by EV model specifications and insurer.

Question 14

What documents do I need to renew EV car insurance?

Accepted Answer

To renew your EV car insurance, you'll need: Vehicle Ownership Certificate (VOC), MyKad for Malaysians or passport for non-Malaysians, vehicle registration number, and the vehicle owner's email address and phone number. Requirements may vary by insurance provider, so check with your insurer before renewing.

EV Model	Motor Output (kW)	Road Tax Rate
Proton e.MAS 5	58	RM30
Proton e.MAS 7	160	RM180
BYD Atto 3	150	RM160
Tesla Model Y	220	RM305
Zeekr 7X	310	RM575
BYD Sealion	230	RM335
Tesla Model 3	208	RM280
BYD Atto 2	130	RM120
BYD Seal 6	230	RM335
iCaur V23	100	RM70

Compare & RenewYour EV Car Insurance Online

Renew with Trusted EV Car Insurance Providers

Allianz

Generali

Zurich Takaful

Popular EV Car Insurance Add-Ons & Benefits

Quick Reference:Road Tax Rates for Top 10 Most Popular EVs in Malaysia

Calculate Your EV Road Tax in Malaysia

Documents You'll Need to Renew EV Car Insurance

Vehicle Ownership Certificate (VOC)

Identification Document

Contact Details

Read More on EV Car Insurance & Ownership

MITI's New CBU EV Rules: Are EVs Still Worth Buying in Malaysia?

EV Car Insurance in Malaysia: What's Different and What to Look Out For

Petrol vs Hybrid vs EV: Total Ownership Cost Comparison in Malaysia

Frequently Asked Questions About EV Car Insurance

Get Your EV Car Insurance Quote Now

Compare & RenewYour EV Car Insurance Online

Renew with Trusted EV Car Insurance Providers

Allianz

Generali

Zurich Takaful

Popular EV Car Insurance Add-Ons & Benefits

Quick Reference:Road Tax Rates for Top 10 Most Popular EVs in Malaysia

Calculate Your EV Road Tax in Malaysia

Documents You'll Need to Renew EV Car Insurance

Vehicle Ownership Certificate (VOC)

Identification Document

Contact Details

Read More on EV Car Insurance & Ownership

MITI's New CBU EV Rules: Are EVs Still Worth Buying in Malaysia?

EV Car Insurance in Malaysia: What's Different and What to Look Out For

Petrol vs Hybrid vs EV: Total Ownership Cost Comparison in Malaysia

Frequently Asked Questions About EV Car Insurance

Does standard EV car insurance cover the charging cable and portable charger? expand_more

Does EV car insurance cover battery damage caused while charging? expand_more

Can I renew EV car insurance that is still under a manufacturer's warranty? expand_more

Does EV car insurance cover theft of the entire vehicle? expand_more

Will my EV car insurance cover towing if the car runs out of battery? expand_more

Can I choose any workshop to repair my EV after an accident? expand_more

Is EV car insurance compulsory in Malaysia? expand_more

Are EV accessories and modifications covered by car insurance? expand_more

Can I add extra coverage after purchasing my EV car insurance? expand_more

What should I check before buying EV car insurance in Malaysia? expand_more

Do EV owners still get to enjoy EV road tax holiday in Malaysia? expand_more

Does fully imported EVs still get to enjoy import and excise duties exemption in Malaysia? expand_more

Which insurance providers can insure EVs in Malaysia? expand_more

What documents do I need to renew my EV car insurance? expand_more

Get Your EV Car Insurance Quote Now