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Cashless Repair vs Reimbursement: Which Is Better for Your Car Insurance Claim?
Promotions | 24 Feb 2026
Cashless Repair vs Reimbursement: Which Is Better for Your Car Insurance Claim?
Quick Answer
Cashless repair: fastest, least hassle, insurer pays workshop directly
Reimbursement: more workshop choice but you pay upfront
If speed and convenience matter, cashless usually wins.
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The benefit(s) payable under eligible certificate/policy/product is(are) protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Allianz General Insurance Company (Malaysia) Berhad or PIDM (visit www.pidm.gov.my).
Payment Methods:
Banks for EPP (3/6/12 months):
